@import url('https://fonts.googleapis.com/css2?family=Space+Grotesk:wght@500;600;700;800&family=Inter:wght@400;500;600;700;800&display=swap');

:root {
  --primary-950: #07302C;
  --primary-900: #134E4A;
  --primary-800: #115E59;
  --primary-700: #0F766E;
  --primary-600: #0F766E;
  --brand-primary: #0F766E;
  --brand-primary-hover: #115E59;
  --brand-primary-dark: #134E4A;
  --brand-primary-light: #F0FDFA;

  --secondary-navy: #1E3A5F;
  --secondary-navy-hover: #17304F;
  --secondary-navy-light: #EEF2F7;

  --accent-amber: #D97706;
  --accent-amber-hover: #B45309;
  --accent-amber-light: #FFFBEB;
  --accent-amber-bright: #FBBF24;

  --success: #15803D;
  --success-dot: #10B981;
  --success-light: #F0FDF4;
  --error: #B91C1C;
  --error-light: #FEF2F2;

  --text-dark: #0F172A;
  --text-heading: #0B2233;
  --text-body: #475569;
  --text-muted: #64748B;
  --on-dark-body: #D7E3E8;
  --bg-light: #F6F8F9;
  --bg-surface: #FFFFFF;
  --bg-card-alt: #F1F7F6;
  --border-color: #E2E8F0;
  --border-focus: #0F766E;
  --focus-ring: 0 0 0 3px rgba(15, 118, 110, 0.30);

  --shadow-xs: 0 1px 2px rgba(11, 34, 51, 0.05);
  --shadow-sm: 0 2px 6px rgba(11, 34, 51, 0.07);
  --shadow-md: 0 8px 20px rgba(11, 34, 51, 0.09);
  --shadow-lg: 0 16px 36px rgba(11, 34, 51, 0.12);
  --shadow-xl: 0 24px 50px rgba(11, 34, 51, 0.15);

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 18px;
  --radius-xl: 24px;
  --radius-2xl: 32px;
  --radius-full: 9999px;

  --font-heading: 'Space Grotesk', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  --transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-bounce: all 0.4s cubic-bezier(0.68, -0.55, 0.265, 1.55);
  --section-gap: 5.5rem;
}

/* Base Reset */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-body);
  font-size: 16px;
  scroll-behavior: smooth;
  color: var(--text-body);
  background-color: var(--bg-light);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  scroll-padding-top: 6.5rem;
}

body {
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  overflow-x: hidden;
}

body.promo-open {
  overflow: hidden;
}

h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--font-heading);
  color: var(--text-heading);
  font-weight: 700;
  line-height: 1.25;
  letter-spacing: -0.025em;
}

a {
  color: var(--brand-primary);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--brand-primary-hover);
}

:focus-visible {
  outline: 2px solid var(--brand-primary);
  outline-offset: 3px;
  border-radius: 4px;
}

.footer :focus-visible,
.cta-banner-box :focus-visible,
.contact-info-panel :focus-visible,
.legal-page-header :focus-visible,
.phone-bar :focus-visible,
.notice-bar :focus-visible,
.about-stats-ribbon :focus-visible,
.promo-overlay :focus-visible {
  outline-color: var(--accent-amber-bright);
}

::selection {
  background: var(--brand-primary);
  color: #FFFFFF;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

.text-gradient {
  color: var(--brand-primary);
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}

.text-gradient-amber {
  color: var(--accent-amber);
  background: linear-gradient(135deg, var(--accent-amber) 0%, var(--brand-primary) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}

.reveal {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.5s ease, transform 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.reveal.reveal-visible {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {

  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }
}

/* ==========================================================================
   1. NOTICE & PHONE TOP BARS
   ========================================================================== */
.notice-bar {
  background: linear-gradient(90deg, var(--primary-950) 0%, var(--primary-900) 50%, var(--primary-800) 100%);
  color: var(--on-dark-body);
  font-size: 0.775rem;
  padding: 0.55rem 0;
  text-align: center;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.notice-bar p {
  margin: 0;
  line-height: 1.45;
}

.notice-bar strong {
  color: #ffffff;
  font-weight: 700;
}

.phone-bar {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-800) 100%);
  color: white;
  padding: 0.65rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.phone-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.phone-bar-left {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  color: #ffffff;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  transition: var(--transition);
}

.phone-bar-left svg {
  width: 17px;
  height: 17px;
  fill: #FBBF24;
  filter: drop-shadow(0 0 4px rgba(251, 191, 36, 0.6));
}

.phone-bar-left:hover {
  color: #FBBF24;
}

.live-agent-pulse {
  width: 9px;
  height: 9px;
  background-color: var(--success-dot);
  border-radius: 50%;
  position: relative;
  display: inline-block;
  box-shadow: 0 0 0 rgba(16, 185, 129, 0.6);
  animation: livePulse 2s infinite;
}

@keyframes livePulse {
  0% {
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7);
  }

  70% {
    box-shadow: 0 0 0 8px rgba(16, 185, 129, 0);
  }

  100% {
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0);
  }
}

.phone-bar-badge {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.22);
  color: #E2E8F0;
  font-size: 0.725rem;
  padding: 0.15rem 0.55rem;
  border-radius: var(--radius-full);
  font-weight: 600;
  letter-spacing: 0.02em;
}

.phone-bar-right {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.85rem;
  color: var(--on-dark-body);
}

.phone-bar-separator {
  opacity: 0.4;
}

.phone-bar-highlight {
  background: rgba(255, 255, 255, 0.12);
  color: #ffffff;
  font-weight: 600;
  font-size: 0.775rem;
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-full);
  border: 1px solid rgba(255, 255, 255, 0.18);
}

/* ==========================================================================
   2. HEADER & NAVIGATION
   ========================================================================== */
.header-main {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: 0;
  z-index: 1000;
  border-bottom: 1px solid var(--border-color);
  transition: var(--transition);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 82px;
  position: relative;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  font-family: var(--font-heading);
  text-decoration: none;
}

.brand-logo-icon {
  width: 46px;
  height: 46px;
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: white;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px rgba(15, 118, 110, 0.35);
  transition: var(--transition-bounce);
  flex-shrink: 0;
}

.brand-logo:hover .brand-logo-icon {
  transform: rotate(6deg) scale(1.06);
  box-shadow: 0 6px 18px rgba(15, 118, 110, 0.45);
}

.brand-logo-icon svg {
  width: 24px;
  height: 24px;
  fill: currentColor;
}

.brand-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.brand-logo-top {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--brand-primary-dark);
  letter-spacing: -0.03em;
}

.brand-logo-bottom {
  font-size: 0.68rem;
  font-weight: 700;
  color: var(--secondary-navy);
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

/* Nav Menu with Pill Style */
.nav-menu {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  list-style: none;
}

.nav-link {
  font-weight: 600;
  color: var(--text-body);
  font-size: 0.925rem;
  padding: 0.5rem 0.9rem;
  border-radius: var(--radius-full);
  position: relative;
  transition: var(--transition);
  font-family: var(--font-body);
}

.nav-link::after {
  content: '';
  position: absolute;
  left: 50%;
  bottom: 3px;
  width: 0;
  height: 2px;
  border-radius: var(--radius-full);
  background: var(--brand-primary);
  transform: translateX(-50%);
  transition: width 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

.nav-link:hover {
  color: var(--brand-primary);
  background: var(--brand-primary-light);
}

.nav-link:hover::after,
.nav-link.active::after {
  width: 20px;
}

.nav-link.active {
  color: var(--brand-primary);
  background: var(--brand-primary-light);
  font-weight: 700;
  box-shadow: 0 1px 3px rgba(15, 118, 110, 0.12);
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

/* Elevated Call Quote Button */
.get-quote-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.65rem 1.4rem;
  font-size: 0.9rem;
  font-weight: 700;
  border-radius: var(--radius-full);
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: #ffffff;
  text-decoration: none;
  transition: var(--transition);
  font-family: var(--font-body);
  box-shadow: 0 4px 14px rgba(15, 118, 110, 0.35);
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.get-quote-btn:hover {
  background: linear-gradient(135deg, var(--secondary-navy) 0%, var(--brand-primary) 100%);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 8px 22px rgba(15, 118, 110, 0.45);
}

.mobile-toggle {
  display: none;
  background: var(--bg-light);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-sm);
  cursor: pointer;
  padding: 0.5rem;
  color: var(--primary-900);
  transition: var(--transition);
}

.mobile-toggle:hover {
  background: var(--brand-primary-light);
  color: var(--brand-primary);
}

.mobile-toggle svg {
  width: 26px;
  height: 26px;
  display: block;
}

/* ==========================================================================
   3. BUTTONS & SHARED UI
   ========================================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.8rem 1.7rem;
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: transform 0.25s cubic-bezier(0.4, 0, 0.2, 1), box-shadow 0.25s cubic-bezier(0.4, 0, 0.2, 1), background 0.25s cubic-bezier(0.4, 0, 0.2, 1), color 0.25s cubic-bezier(0.4, 0, 0.2, 1), border-color 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  border: 2px solid transparent;
  text-align: center;
  font-family: var(--font-body);
  line-height: 1.3;
  text-decoration: none;
}

.btn:active {
  transform: translateY(0);
}

.btn-primary {
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: #FFFFFF;
  box-shadow: 0 4px 16px rgba(15, 118, 110, 0.3);
}

.btn-primary:hover {
  background: linear-gradient(135deg, var(--secondary-navy) 0%, var(--brand-primary) 100%);
  color: #FFFFFF;
  transform: translateY(-2px);
  box-shadow: 0 10px 26px rgba(15, 118, 110, 0.4);
}

.btn-outline {
  background-color: transparent;
  color: var(--brand-primary);
  border-color: var(--brand-primary);
}

.btn-outline:hover {
  background-color: var(--brand-primary);
  color: #FFFFFF;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(15, 118, 110, 0.25);
}

.btn-block {
  width: 100%;
  margin-top: 0.5rem;
}

.section-padding {
  padding: var(--section-gap) 0;
}

.section-title-wrapper {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 3.5rem;
}

.section-badge-pill {
  display: inline-block;
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 0.35rem 0.9rem;
  border-radius: var(--radius-full);
  margin-bottom: 0.85rem;
  border: 1px solid rgba(15, 118, 110, 0.2);
}

.section-title {
  font-size: 2.35rem;
  color: var(--text-heading);
  margin-bottom: 0.85rem;
  font-family: var(--font-heading);
}

.section-subtitle {
  color: var(--text-muted);
  font-size: 1.05rem;
  line-height: 1.6;
}

/* ==========================================================================
   4. HOMEPAGE HERO (ASYMMETRICAL SPLIT LAYOUT)
   ========================================================================== */
.hero-new {
  position: relative;
  background: linear-gradient(180deg, #ffffff 0%, var(--bg-light) 100%);
  padding: 4.5rem 0 5rem;
  overflow: hidden;
  border-bottom: 1px solid var(--border-color);
}

.hero-new::before {
  content: '';
  position: absolute;
  top: -150px;
  right: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(15, 118, 110, 0.08) 0%, rgba(30, 58, 95, 0.04) 50%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-new::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -80px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(217, 119, 6, 0.06) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-new-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-new-content {
  display: flex;
  flex-direction: column;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  border: 1px solid rgba(15, 118, 110, 0.25);
  padding: 0.4rem 1rem;
  border-radius: var(--radius-full);
  font-size: 0.825rem;
  font-weight: 700;
  margin-bottom: 1.5rem;
  align-self: flex-start;
}

.hero-badge svg {
  width: 16px;
  height: 16px;
  fill: var(--brand-primary);
}

.hero-new-title {
  font-size: 3rem;
  line-height: 1.15;
  color: var(--primary-900);
  margin-bottom: 1.25rem;
  letter-spacing: -0.03em;
}

.hero-new-description {
  font-size: 1.15rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 1.75rem;
}

/* Hero Social-Proof Micro-Badges */
.hero-highlights-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1.75rem;
}

.hero-highlight-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  background: #ffffff;
  border: 1px solid var(--border-color);
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-full);
  font-size: 0.825rem;
  font-weight: 600;
  color: var(--text-heading);
  box-shadow: var(--shadow-xs);
}

.highlight-icon {
  font-weight: 800;
  color: var(--brand-primary);
}

.hero-new-sub {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1.75rem;
}

.hero-new-actions {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  flex-wrap: wrap;
  margin-bottom: 1.5rem;
}

.btn-call {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: white;
  padding: 0.85rem 1.85rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 1.05rem;
  box-shadow: 0 6px 20px rgba(15, 118, 110, 0.35);
  transition: var(--transition);
  text-decoration: none;
  font-family: var(--font-body);
}

.btn-call:hover {
  background: linear-gradient(135deg, var(--secondary-navy) 0%, var(--brand-primary) 100%);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(15, 118, 110, 0.45);
}

.btn-call svg {
  fill: currentColor;
}

.hero-form-link {
  color: var(--brand-primary);
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  transition: var(--transition);
}

.hero-form-link:hover {
  color: var(--secondary-navy);
  transform: translateX(3px);
}

.hero-new-disclaimer {
  font-size: 0.775rem;
  color: var(--text-muted);
  line-height: 1.55;
}

/* ==========================================================================
   5. INTERACTIVE MULTI-STEP QUOTE CARD
   ========================================================================== */
.hero-new-card {
  background: #ffffff;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border-color);
  overflow: hidden;
  position: relative;
  transition: var(--transition);
}

.hero-new-card:hover {
  box-shadow: 0 28px 60px rgba(11, 34, 51, 0.18);
}

.quote-card-header {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 50%, var(--secondary-navy) 100%);
  color: white;
  padding: 1.6rem 2rem;
  text-align: center;
  border-radius: 12px;
}

.quote-card-header h3 {
  color: #ffffff;
  font-size: 1.2rem;
  margin-bottom: 0.85rem;
  font-family: var(--font-heading);
}

.quote-progress {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.quote-progress-bar {
  flex: 1;
  height: 6px;
  background: rgba(255, 255, 255, 0.25);
  border-radius: var(--radius-full);
  overflow: hidden;
  position: relative;
}

.quote-progress-bar::after {
  content: '';
  display: block;
  width: 50%;
  height: 100%;
  background: linear-gradient(90deg, var(--accent-amber) 0%, var(--accent-amber-bright) 100%);
  border-radius: var(--radius-full);
  transition: width 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.quote-progress-bar.full::after {
  width: 100%;
  background: linear-gradient(90deg, var(--accent-amber) 0%, #FDE68A 100%);
}

.quote-progress span {
  font-size: 0.8rem;
  color: #E2E8F0;
  white-space: nowrap;
  font-weight: 600;
}

.quote-form {
  padding: 2rem;
}

.quote-form-label {
  font-weight: 700;
  color: var(--primary-900);
  margin-bottom: 1.25rem;
  font-size: 1rem;
}

/* Tile-Based Coverage Option Grid */
.quote-options {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.85rem;
  margin-bottom: 1.75rem;
  border-radius: var(--radius-md);
  transition: box-shadow 0.25s ease;
}

.quote-options-attention {
  box-shadow: 0 0 0 2px var(--accent-amber);
}

.quote-option:last-child:nth-child(odd) {
  grid-column: 1 / -1;
}

.quote-option {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.9rem 1rem;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: var(--transition);
  background: #ffffff;
  position: relative;
}

.quote-option:hover {
  border-color: var(--brand-primary);
  background: var(--brand-primary-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.quote-option input[type="radio"] {
  appearance: none;
  -webkit-appearance: none;
  width: 18px;
  height: 18px;
  border: 2px solid var(--border-color);
  border-radius: 50%;
  flex-shrink: 0;
  transition: var(--transition);
  position: relative;
  cursor: pointer;
}

.quote-option input[type="radio"]:checked {
  border-color: var(--border-focus);
  background: var(--brand-primary);
}

.quote-option input[type="radio"]:checked::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 6px;
  height: 6px;
  background: white;
  border-radius: 50%;
}

.quote-option:has(input[type="radio"]:checked) {
  border-color: var(--brand-primary);
  background: var(--brand-primary-light);
  box-shadow: 0 0 0 1px var(--brand-primary);
}

.quote-option-icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, var(--brand-primary-light) 0%, #ffffff 100%);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--brand-primary);
  flex-shrink: 0;
  border: 1px solid rgba(15, 118, 110, 0.15);
}

.quote-option-icon svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

.quote-option span {
  font-weight: 700;
  color: var(--text-heading);
  font-size: 0.95rem;
}

.btn-continue {
  width: 100%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: white;
  padding: 0.9rem 2rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 1rem;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  font-family: var(--font-body);
  box-shadow: 0 4px 16px rgba(15, 118, 110, 0.3);
}

.btn-continue:hover {
  background: linear-gradient(135deg, var(--secondary-navy) 0%, var(--brand-primary) 100%);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(15, 118, 110, 0.4);
}

.quote-card-footer {
  text-align: center;
  font-size: 0.775rem;
  color: var(--text-muted);
  margin-top: 1.25rem;
  margin-bottom: 0;
}

/* Step 2 Call Presentation */
.quote-call-display {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  background: linear-gradient(135deg, var(--brand-primary-light) 0%, var(--secondary-navy-light) 100%);
  border: 2px solid var(--brand-primary);
  border-radius: var(--radius-lg);
  padding: 1.35rem 1.5rem;
  margin: 0.75rem 0 1.25rem;
  color: var(--primary-900);
  text-decoration: none;
  transition: var(--transition);
  font-family: var(--font-heading);
  box-shadow: var(--shadow-sm);
}

.quote-call-display svg {
  fill: var(--brand-primary);
  flex-shrink: 0;
}

.quote-call-display span {
  font-size: 1.55rem;
  font-weight: 800;
  letter-spacing: -0.02em;
}

.quote-call-display:hover {
  background: var(--brand-primary);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(15, 118, 110, 0.35);
}

.quote-call-display:hover svg {
  fill: white;
}

.quote-step2-text {
  text-align: center;
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1.5rem;
}

.quote-back-link {
  display: block;
  text-align: center;
  margin-top: 1.25rem;
  color: var(--text-muted);
  font-size: 0.85rem;
  font-weight: 600;
  text-decoration: none;
  transition: var(--transition);
}

.quote-back-link:hover {
  color: var(--brand-primary);
}

/* ==========================================================================
   6. TRUST & STATISTICS STRIP (FLOATING ELEVATED CARDS)
   ========================================================================== */
.trust-section {
  padding: 3.5rem 0 4rem;
  background: #ffffff;
  border-bottom: 1px solid var(--border-color);
  position: relative;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.trust-item {
  background: var(--bg-card-alt);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2.25rem 1.85rem;
  text-align: center;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  align-items: center;
}

.trust-item:hover {
  transform: translateY(-5px);
  border-color: var(--brand-primary);
  background: #ffffff;
  box-shadow: var(--shadow-lg);
}

.trust-item .trust-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  box-shadow: 0 6px 18px rgba(15, 118, 110, 0.28);
  transition: var(--transition-bounce);
}

.trust-item:hover .trust-icon {
  transform: scale(1.1) rotate(5deg);
}

.trust-item .trust-icon svg {
  width: 28px;
  height: 28px;
  fill: currentColor;
}

.trust-text strong {
  display: block;
  color: var(--primary-900);
  font-size: 1.15rem;
  margin-bottom: 0.5rem;
  font-family: var(--font-heading);
}

.trust-text p {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin: 0;
}

/* ==========================================================================
   7. WHY CHOOSE US (DISTINCT ACCENT RIBBON CARDS)
   ========================================================================== */
.why-section {
  padding: var(--section-gap) 0;
  background: var(--bg-light);
  border-bottom: 1px solid var(--border-color);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.why-card {
  background: #ffffff;
  padding: 2.75rem 2.25rem 2.25rem;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  text-align: center;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  align-items: center;
}

/* Top Accent Ribbons */
.why-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
}

.why-card-primary::before {
  background: linear-gradient(90deg, var(--brand-primary), var(--primary-600));
}

.why-card-secondary::before {
  background: linear-gradient(90deg, var(--secondary-navy), var(--secondary-navy-hover));
}

.why-card-accent::before {
  background: linear-gradient(90deg, var(--accent-amber), #B45309);
}

.why-card-top-tag {
  position: absolute;
  top: 14px;
  right: 18px;
  font-size: 0.7rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-full);
  background: var(--bg-light);
  color: var(--text-muted);
  border: 1px solid var(--border-color);
}

.why-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: rgba(15, 118, 110, 0.4);
}

.why-card .why-icon {
  width: 68px;
  height: 68px;
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  transition: var(--transition-bounce);
}

.why-card-primary .why-icon {
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  border: 1px solid rgba(15, 118, 110, 0.2);
}

.why-card-secondary .why-icon {
  background: var(--secondary-navy-light);
  color: var(--secondary-navy);
  border: 1px solid rgba(30, 58, 95, 0.2);
}

.why-card-accent .why-icon {
  background: var(--accent-amber-light);
  color: var(--accent-amber);
  border: 1px solid rgba(217, 119, 6, 0.2);
}

.why-card:hover .why-icon {
  transform: scale(1.1) rotate(5deg);
}

.why-card-primary:hover .why-icon {
  background: var(--brand-primary);
  color: white;
  box-shadow: 0 8px 20px rgba(15, 118, 110, 0.35);
}

.why-card-secondary:hover .why-icon {
  background: var(--secondary-navy);
  color: white;
  box-shadow: 0 8px 20px rgba(30, 58, 95, 0.35);
}

.why-card-accent:hover .why-icon {
  background: var(--accent-amber);
  color: white;
  box-shadow: 0 8px 20px rgba(217, 119, 6, 0.35);
}

.why-card .why-icon svg {
  width: 32px;
  height: 32px;
  fill: currentColor;
}

.why-card h3 {
  font-size: 1.25rem;
  color: var(--primary-900);
  margin-bottom: 0.85rem;
  font-family: var(--font-heading);
}

.why-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin: 0;
}

/* ==========================================================================
   8. CARRIERS PILL SECTION
   ========================================================================== */
.carriers-section {
  padding: var(--section-gap) 0;
  background: #ffffff;
  border-bottom: 1px solid var(--border-color);
}

.carriers-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.15rem;
  margin-bottom: 2.5rem;
}

.carrier-box {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 1.15rem 1rem;
  text-align: center;
  font-weight: 700;
  color: var(--primary-900);
  font-size: 0.925rem;
  transition: var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  box-shadow: var(--shadow-xs);
}

.carrier-dot {
  width: 8px;
  height: 8px;
  background-color: var(--brand-primary);
  border-radius: 50%;
  display: inline-block;
  transition: var(--transition);
}

.carrier-box:hover {
  border-color: var(--brand-primary);
  background: var(--brand-primary-light);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  color: var(--brand-primary);
}

.carrier-box:hover .carrier-dot {
  background-color: var(--secondary-navy);
  transform: scale(1.3);
}

.carriers-disclaimer {
  font-size: 0.775rem;
  color: var(--text-muted);
  line-height: 1.6;
  text-align: center;
  max-width: 950px;
  margin: 0 auto;
}

/* ==========================================================================
   9. PATH TO BETTER COVERAGE (CONNECTED 3-STEP WORKFLOW STEPPER)
   ========================================================================== */
.path-section {
  padding: var(--section-gap) 0;
  background: var(--bg-light);
  border-bottom: 1px solid var(--border-color);
}

.path-stepper-container {
  position: relative;
}

.path-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.5rem;
  position: relative;
  z-index: 1;
}

.path-card {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2.75rem 2rem 2.25rem;
  text-align: center;
  position: relative;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  align-items: center;
}

.path-card:hover {
  transform: translateY(-6px);
  border-color: var(--brand-primary);
  box-shadow: var(--shadow-xl);
}

.path-step-badge {
  position: absolute;
  top: -18px;
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: white;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.85rem;
  box-shadow: 0 4px 12px rgba(15, 118, 110, 0.4);
  border: 3px solid #ffffff;
}

.path-icon {
  width: 64px;
  height: 64px;
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  border: 1px solid rgba(15, 118, 110, 0.2);
  transition: var(--transition-bounce);
}

.path-card:hover .path-icon {
  background: var(--brand-primary);
  color: white;
  transform: scale(1.1) rotate(-5deg);
  box-shadow: 0 8px 20px rgba(15, 118, 110, 0.35);
}

.path-icon svg {
  width: 30px;
  height: 30px;
  fill: currentColor;
}

.path-card h3 {
  font-size: 1.2rem;
  color: var(--primary-900);
  margin-bottom: 0.85rem;
  font-family: var(--font-heading);
}

.path-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin: 0;
}

/* ==========================================================================
   10. BOTTOM CTA BANNER (FLOATING ROUNDED CARD)
   ========================================================================== */
.cta-banner-section {
  padding: var(--section-gap) 0;
  background: #ffffff;
}

.cta-banner-box {
  background: linear-gradient(135deg, var(--primary-950) 0%, var(--primary-800) 50%, var(--secondary-navy) 100%);
  border-radius: var(--radius-2xl);
  padding: 4rem 3.5rem;
  color: white;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 3rem;
  box-shadow: var(--shadow-xl);
  position: relative;
  overflow: hidden;
}

.cta-banner-box::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(217, 119, 6, 0.25) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.cta-banner-content {
  max-width: 620px;
  position: relative;
  z-index: 1;
}

.cta-micro-badge {
  display: inline-block;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(10px);
  color: #FBBF24;
  font-size: 0.775rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-full);
  margin-bottom: 1.25rem;
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.cta-banner-content h2 {
  color: #ffffff;
  font-size: 2.25rem;
  line-height: 1.2;
  margin-bottom: 1rem;
  letter-spacing: -0.025em;
}

.cta-banner-content p {
  color: var(--on-dark-body);
  font-size: 1.1rem;
  line-height: 1.6;
  margin: 0;
}

.cta-banner-actions {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  flex-shrink: 0;
  position: relative;
  z-index: 1;
}

.btn-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.65rem;
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: white;
  padding: 1.1rem 2.5rem;
  border-radius: var(--radius-full);
  font-weight: 800;
  font-size: 1.15rem;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.3);
  transition: var(--transition);
  font-family: var(--font-body);
  text-decoration: none;
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.btn-cta:hover {
  background: linear-gradient(135deg, var(--secondary-navy) 0%, var(--brand-primary) 100%);
  color: white;
  transform: translateY(-3px);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.4);
}

.btn-outline-light-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(8px);
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.25);
  padding: 0.85rem 2rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  transition: var(--transition);
  font-family: var(--font-body);
}

.btn-outline-light-cta:hover {
  background: rgba(255, 255, 255, 0.2);
  color: #ffffff;
  transform: translateY(-2px);
}

/* ==========================================================================
   11. ABOUT US PAGE LAYOUT
   ========================================================================== */
.about-hero {
  padding: var(--section-gap) 0;
  background: linear-gradient(180deg, #ffffff 0%, var(--bg-light) 100%);
  border-bottom: 1px solid var(--border-color);
  position: relative;
  overflow: hidden;
}

.about-hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 4rem;
  align-items: center;
}

.about-hero-label {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 800;
  color: var(--brand-primary);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 1rem;
  background: var(--brand-primary-light);
  padding: 0.3rem 0.8rem;
  border-radius: var(--radius-full);
}

.about-hero-title {
  font-size: 2.85rem;
  color: var(--primary-900);
  margin-bottom: 1.25rem;
  line-height: 1.15;
}

.about-hero-description {
  font-size: 1.1rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 2rem;
}

.btn-hero-phone {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: white;
  padding: 0.85rem 1.85rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 1.05rem;
  box-shadow: 0 6px 20px rgba(15, 118, 110, 0.35);
  transition: var(--transition);
  text-decoration: none;
}

.btn-hero-phone:hover {
  background: linear-gradient(135deg, var(--secondary-navy) 0%, var(--brand-primary) 100%);
  color: white;
  transform: translateY(-2px);
}

.about-hero-visual {
  position: relative;
}

.about-hero-img {
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  width: 100%;
  object-fit: cover;
  aspect-ratio: 4/3;
  border: 4px solid #ffffff;
}

.about-hero-badge {
  position: absolute;
  bottom: -20px;
  right: -20px;
  background: #ffffff;
  color: var(--primary-900);
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  display: flex;
  align-items: center;
  gap: 0.85rem;
  border: 1px solid var(--border-color);
}

.about-hero-badge-icon {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: white;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.about-hero-badge-icon svg {
  width: 24px;
  height: 24px;
  fill: currentColor;
}

.about-hero-badge strong {
  display: block;
  font-size: 1.05rem;
  font-family: var(--font-heading);
  margin-bottom: 0.15rem;
}

.about-hero-badge span {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* Stats Ribbon Section */
.about-stats-ribbon {
  padding: 3rem 0;
  background: linear-gradient(135deg, var(--primary-950) 0%, var(--primary-900) 100%);
  color: white;
}

.about-stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}

.about-stat-card {
  padding: 1rem;
}

.about-stat-number {
  font-size: 2.75rem;
  font-weight: 800;
  font-family: var(--font-heading);
  color: #FBBF24;
  line-height: 1.1;
  margin-bottom: 0.35rem;
}

.about-stat-label {
  font-size: 0.95rem;
  color: var(--on-dark-body);
  font-weight: 600;
}

/* About Why Choose */
.about-why {
  padding: var(--section-gap) 0;
  background: var(--bg-light);
  border-bottom: 1px solid var(--border-color);
}

.about-why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.about-why-card {
  background: #ffffff;
  padding: 2.75rem 2rem;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  text-align: center;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  align-items: center;
}

.about-why-card:hover {
  border-color: var(--brand-primary);
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.about-why-icon {
  width: 64px;
  height: 64px;
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  border: 1px solid rgba(15, 118, 110, 0.2);
  transition: var(--transition-bounce);
}

.about-why-card:hover .about-why-icon {
  background: var(--brand-primary);
  color: white;
  transform: scale(1.1) rotate(5deg);
}

.about-why-icon svg {
  width: 30px;
  height: 30px;
  fill: currentColor;
}

.about-why-card h3 {
  font-size: 1.2rem;
  color: var(--primary-900);
  margin-bottom: 0.85rem;
  font-family: var(--font-heading);
}

.about-why-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.65;
}

/* Coverage Types Responsive 3x2 Grid */
.about-coverage {
  padding: var(--section-gap) 0;
  background: #ffffff;
  border-bottom: 1px solid var(--border-color);
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.coverage-card {
  background: var(--bg-card-alt);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 2rem;
  text-align: center;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  align-items: center;
}

.coverage-card:hover {
  border-color: var(--brand-primary);
  background: #ffffff;
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.coverage-icon {
  width: 56px;
  height: 56px;
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.15rem;
  border: 1px solid rgba(15, 118, 110, 0.2);
  transition: var(--transition-bounce);
}

.coverage-card:hover .coverage-icon {
  background: var(--brand-primary);
  color: white;
  transform: scale(1.1);
}

.coverage-icon svg {
  width: 26px;
  height: 26px;
  fill: currentColor;
}

.coverage-card strong {
  font-size: 1.1rem;
  font-family: var(--font-heading);
  color: var(--primary-900);
  margin-bottom: 0.4rem;
  display: block;
}

.coverage-card span {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* About Split Contact Layout */
.about-contact {
  padding: var(--section-gap) 0;
  background: var(--bg-light);
  border-bottom: 1px solid var(--border-color);
}

.about-contact-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 4rem;
  align-items: start;
}

.contact-list {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-row {
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
  background: #ffffff;
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-xs);
  transition: var(--transition);
}

.contact-row:hover {
  border-color: var(--brand-primary);
  transform: translateX(4px);
}

.contact-icon {
  width: 48px;
  height: 48px;
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  border: 1px solid rgba(15, 118, 110, 0.2);
}

.contact-icon svg {
  width: 24px;
  height: 24px;
  fill: currentColor;
}

.contact-row strong {
  display: block;
  color: var(--primary-900);
  font-size: 1rem;
  margin-bottom: 0.25rem;
  font-family: var(--font-heading);
}

.contact-row a,
.contact-row span {
  display: block;
  color: var(--text-body);
  font-size: 0.95rem;
  text-decoration: none;
  line-height: 1.5;
}

.contact-row a:hover {
  color: var(--brand-primary);
}

.licensing-card {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2.75rem 2.25rem;
  box-shadow: var(--shadow-md);
}

.licensing-card h3 {
  font-size: 1.5rem;
  color: var(--primary-900);
  margin-bottom: 1rem;
  font-family: var(--font-heading);
}

.licensing-card p {
  font-size: 0.95rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 1.75rem;
}

.btn-outline-light {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: transparent;
  color: var(--brand-primary);
  border: 2px solid var(--brand-primary);
  padding: 0.75rem 1.6rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.925rem;
  text-decoration: none;
  transition: var(--transition);
}

.btn-outline-light:hover {
  background: var(--brand-primary);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(15, 118, 110, 0.3);
}

.about-cta {
  background: linear-gradient(135deg, var(--primary-950) 0%, var(--primary-900) 100%);
  color: white;
  padding: 4.5rem 0;
  text-align: center;
}

.about-cta h2 {
  color: white;
  font-size: 2.25rem;
  margin-bottom: 0.85rem;
}

.about-cta p {
  color: var(--on-dark-body);
  font-size: 1.1rem;
  margin-bottom: 2rem;
}

.btn-cta-dark {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  background: white;
  color: var(--primary-900);
  padding: 1rem 2.5rem;
  border-radius: var(--radius-full);
  font-weight: 800;
  font-size: 1.1rem;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.25);
  transition: var(--transition);
  text-decoration: none;
}

.btn-cta-dark:hover {
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.35);
}

/* ==========================================================================
   12. CONTACT PAGE SIDE-BY-SIDE LAYOUT
   ========================================================================== */
.contact-layout {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3.5rem;
  align-items: start;
}

.contact-card {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2.75rem;
  box-shadow: var(--shadow-lg);
}

.form-header {
  margin-bottom: 2rem;
}

.form-header h2 {
  font-size: 1.75rem;
  color: var(--primary-900);
  margin-bottom: 0.5rem;
}

.form-header p {
  color: var(--text-muted);
  font-size: 0.975rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.form-group {
  margin-bottom: 1.35rem;
}

.form-group label {
  display: block;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--text-heading);
  margin-bottom: 0.45rem;
}

.field-required {
  color: var(--accent-amber);
}

.form-optional {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-left: 0.35rem;
}

.form-hint {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 0.5rem;
  line-height: 1.55;
}

.form-notice {
  background: var(--error-light);
  border: 1px solid rgba(185, 28, 28, 0.25);
  border-radius: var(--radius-md);
  color: var(--error);
  font-size: 0.875rem;
  font-weight: 600;
  padding: 0.85rem 1.15rem;
  margin-bottom: 1.5rem;
}

.form-control {
  width: 100%;
  padding: 0.85rem 1.15rem;
  font-size: 0.95rem;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-md);
  background-color: #ffffff;
  color: var(--text-dark);
  transition: var(--transition);
  font-family: var(--font-body);
}

.form-control:hover {
  border-color: var(--brand-primary);
}

.form-control:focus {
  outline: none;
  border-color: var(--border-focus);
  box-shadow: var(--focus-ring);
}

select.form-control {
  appearance: none;
  -webkit-appearance: none;
  background-image: linear-gradient(45deg, transparent 50%, var(--brand-primary) 50%), linear-gradient(135deg, var(--brand-primary) 50%, transparent 50%);
  background-position: calc(100% - 20px) calc(50% + 2px), calc(100% - 14px) calc(50% + 2px);
  background-size: 6px 6px, 6px 6px;
  background-repeat: no-repeat;
  padding-right: 2.75rem;
  cursor: pointer;
}

.form-control.field-invalid {
  border-color: var(--error);
  background-color: var(--error-light);
}

.form-control.field-invalid:focus {
  box-shadow: 0 0 0 3px rgba(185, 28, 28, 0.2);
}

textarea.form-control {
  resize: vertical;
  min-height: 120px;
}

.contact-info-panel {
  background: linear-gradient(135deg, var(--primary-950) 0%, var(--primary-900) 100%);
  color: white;
  border-radius: var(--radius-xl);
  padding: 2.75rem;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.contact-info-panel h3 {
  color: white;
  font-size: 1.6rem;
  margin-bottom: 0.85rem;
}

.contact-info-panel p {
  color: var(--on-dark-body);
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 2rem;
}

.contact-details-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  background: rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.contact-detail-icon svg {
  width: 22px;
  height: 22px;
  fill: #FBBF24;
}

.contact-detail-text strong {
  display: block;
  color: white;
  font-size: 0.95rem;
  margin-bottom: 0.2rem;
}

.contact-detail-text a,
.contact-detail-text span {
  color: var(--on-dark-body);
  font-size: 0.925rem;
  line-height: 1.5;
}

.contact-detail-text a:hover {
  color: #FBBF24;
}

.alert {
  padding: 1rem 1.25rem;
  border-radius: var(--radius-md);
  margin-bottom: 1.5rem;
  font-size: 0.925rem;
}

.alert-success {
  background-color: var(--success-light);
  border: 1px solid rgba(21, 128, 61, 0.28);
  color: var(--success);
}

.alert-error {
  background-color: var(--error-light);
  border: 1px solid rgba(185, 28, 28, 0.25);
  color: var(--error);
}

.alert-title {
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.alert ul {
  margin: 0;
  padding-left: 1.15rem;
}

.alert li {
  margin-bottom: 0.25rem;
}

.alert li:last-child {
  margin-bottom: 0;
}

.disclaimer-box {
  background: var(--brand-primary-light);
  border: 1px solid rgba(15, 118, 110, 0.18);
  border-left: 3px solid var(--brand-primary);
  padding: 1rem 1.25rem;
  border-radius: var(--radius-md);
  font-size: 0.8rem;
  color: var(--text-body);
  line-height: 1.6;
  margin-top: 1.5rem;
}

/* ==========================================================================
   13. FAQ & LICENSING PAGES
   ========================================================================== */
.faq-list {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.faq-item {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 1.85rem 2rem;
  transition: var(--transition);
  box-shadow: var(--shadow-xs);
}

.faq-item:hover {
  border-color: var(--brand-primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.faq-item h3 {
  font-size: 1.2rem;
  color: var(--primary-900);
  margin-bottom: 0.75rem;
  font-family: var(--font-heading);
}

.faq-item p {
  font-size: 0.95rem;
  color: var(--text-body);
  line-height: 1.7;
  margin: 0;
}

.faq-cta {
  max-width: 860px;
  margin: 3.5rem auto 0;
  text-align: center;
  background: linear-gradient(135deg, var(--primary-950) 0%, var(--primary-900) 100%);
  color: white;
  padding: 3.5rem 2.5rem;
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-xl);
}

.faq-cta h2 {
  color: white;
  font-size: 1.85rem;
  margin-bottom: 1.5rem;
}

/* Licensing Grid Modernized */
.licenses-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  max-width: 1000px;
  margin: 2rem auto;
}

.license-item {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 0.85rem 1.15rem;
  transition: var(--transition);
  box-shadow: var(--shadow-xs);
}

.license-item:hover {
  border-color: var(--brand-primary);
  background: var(--brand-primary-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.license-state {
  font-weight: 800;
  color: var(--brand-primary);
  font-size: 0.95rem;
  min-width: 30px;
  background: var(--brand-primary-light);
  padding: 0.2rem 0.45rem;
  border-radius: var(--radius-sm);
  text-align: center;
}

.license-number {
  color: var(--text-dark);
  font-size: 0.875rem;
  font-family: monospace;
  font-weight: 600;
}

/* Legal Content Shared */
.legal-page-header {
  background: linear-gradient(135deg, var(--primary-950) 0%, var(--primary-900) 100%);
  color: white;
  padding: 4.5rem 0 3.5rem;
  text-align: center;
}

.legal-page-header h1 {
  color: white;
  font-size: 2.75rem;
  margin-bottom: 0.75rem;
}

.legal-page-header p {
  color: var(--on-dark-body);
  font-size: 0.95rem;
}

.legal-content {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 3.5rem;
  box-shadow: var(--shadow-md);
  margin-top: -2rem;
  margin-bottom: 4rem;
  max-width: 1000px;
  margin-left: auto;
  margin-right: auto;
}

.legal-content h2 {
  font-size: 1.6rem;
  color: var(--primary-900);
  margin-top: 2.25rem;
  margin-bottom: 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 1px solid var(--border-color);
}

.legal-content h3 {
  font-size: 1.25rem;
  color: var(--primary-800);
  margin-top: 1.5rem;
  margin-bottom: 0.65rem;
}

.legal-content p {
  font-size: 0.975rem;
  line-height: 1.75;
  color: var(--text-body);
  margin-bottom: 1.25rem;
}

.legal-content ul {
  margin-left: 1.5rem;
  margin-bottom: 1.5rem;
}

.legal-content li {
  margin-bottom: 0.5rem;
  font-size: 0.975rem;
  line-height: 1.65;
  color: var(--text-body);
}

/* ==========================================================================
   14. FOOTER STYLES
   ========================================================================== */
.footer {
  background: linear-gradient(180deg, var(--primary-950) 0%, #0A1B26 100%);
  color: var(--on-dark-body);
  padding: 4.5rem 0 2rem;
  margin-top: auto;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 3rem;
  margin-bottom: 3.5rem;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.65;
  color: #cbd5e1;
  margin-top: 1rem;
}

.footer-heading {
  color: #ffffff;
  font-size: 1.05rem;
  margin-bottom: 1.35rem;
  font-family: var(--font-heading);
  letter-spacing: -0.01em;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links a {
  color: #cbd5e1;
  font-size: 0.9rem;
  transition: var(--transition);
}

.footer-links a:hover {
  color: #FBBF24;
  transform: translateX(3px);
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.9rem;
  color: #cbd5e1;
  margin-bottom: 0.85rem;
  line-height: 1.5;
}

.footer-contact-item svg {
  width: 18px;
  height: 18px;
  fill: #FBBF24;
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-disclaimer-text {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 1.75rem 0;
  font-size: 0.775rem;
  color: #94a3b8;
  line-height: 1.6;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 1.75rem;
  font-size: 0.825rem;
  color: #94a3b8;
}

.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}

/* ==========================================================================
   15. RESPONSIVE BREAKPOINTS
   ========================================================================== */
@media (max-width: 1024px) {

  .hero-new-grid,
  .about-hero-grid,
  .contact-layout,
  .about-contact-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .cta-banner-box {
    flex-direction: column;
    text-align: center;
    padding: 3rem 2rem;
  }

  .cta-banner-actions {
    width: 100%;
  }

  .why-grid,
  .path-grid,
  .trust-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .carriers-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .about-stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
  }

  .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .licenses-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .notice-bar {
    display: none;
  }

  .get-quote-btn {
    display: none;
  }

  .coverage-grid {
    grid-template-columns: repeat(1, 1fr);
  }

  .why-card-top-tag {
    display: none;
  }

  .phone-bar-inner {
    flex-direction: column;
    gap: 0.4rem;
    text-align: center;
  }

  .phone-bar-right {
    font-size: 0.775rem;
  }

  .navbar {
    height: 72px;
  }

  .mobile-toggle {
    display: block;
  }

  .nav-menu {
    display: none;
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    background-color: #ffffff;
    flex-direction: column;
    padding: 1.5rem;
    box-shadow: var(--shadow-xl);
    border-bottom: 1px solid var(--border-color);
    gap: 0.5rem;
  }

  .nav-menu.active {
    display: flex;
  }

  .nav-link {
    width: 100%;
    text-align: left;
    padding: 0.75rem 1rem;
  }

  .hero-new {
    padding: 3rem 0 3.5rem;
  }

  .hero-new-title {
    font-size: 2.2rem;
  }

  .hero-new-description {
    font-size: 1.05rem;
  }

  .trust-grid,
  .why-grid,
  .path-grid,
  .about-why-grid {
    grid-template-columns: 1fr;
  }

  .carriers-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .quote-options {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-card,
  .contact-info-panel,
  .legal-content {
    padding: 1.75rem;
  }

  .licenses-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .about-hero-title {
    font-size: 2.15rem;
  }

  .about-hero-badge {
    position: static;
    margin-top: 1.5rem;
  }
}

@media (max-width: 480px) {
  .hero-new-title {
    font-size: 1.85rem;
  }

  .quote-form {
    padding: 1.35rem;
  }

  .btn-call {
    width: 100%;
    justify-content: center;
  }

  .licenses-grid {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   16. FOOTER REFINEMENTS
   ========================================================================== */
.footer-brand-logo {
  color: #FFFFFF;
  align-items: center;
}

.footer-brand-logo:hover {
  color: #FFFFFF;
}

.footer-brand-name {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.3rem;
  letter-spacing: -0.02em;
  line-height: 1.1;
}

.footer-brand-logo .brand-logo-icon {
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.35);
}

.footer-contact-link {
  color: #CBD5E1;
  transition: var(--transition);
}

.footer-contact-link:hover {
  color: #FBBF24;
}

.footer-contact-address {
  font-style: normal;
  color: #CBD5E1;
}

.footer-links a:focus-visible,
.footer-contact-link:focus-visible {
  outline: 2px solid #FBBF24;
  outline-offset: 3px;
}

/* ==========================================================================
   17. PAGE DETAIL REFINEMENTS
   ========================================================================== */
.about-section-title-left {
  text-align: left;
  margin: 0 0 2rem;
}

.contact-row-address,
.contact-detail-address {
  display: block;
  font-style: normal;
  color: var(--text-body);
  font-size: 0.95rem;
  line-height: 1.5;
}

.contact-detail-address {
  color: var(--on-dark-body);
  font-size: 0.925rem;
}

.contact-panel-footnote {
  margin-top: 2.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.85rem;
}

.contact-panel-footnote p {
  color: #CBD5E1;
  margin-bottom: 0;
}

.contact-panel-footnote a {
  color: #FBBF24;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.legal-back {
  margin-top: 2.5rem;
  padding-top: 2rem;
  border-top: 1px solid var(--border-color);
}

.legal-page-header h1 {
  color: #FFFFFF;
}

.legal-content address {
  font-style: normal;
}

/* ==========================================================================
   18. PROMOTIONAL MODAL
   ========================================================================== */
.promo-overlay {
  position: fixed;
  inset: 0;
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1rem;
  background: rgba(7, 48, 44, 0.62);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  animation: promoFade 0.25s ease;
}

.promo-overlay[hidden] {
  display: none;
}

@keyframes promoFade {
  from {
    opacity: 0;
  }

  to {
    opacity: 1;
  }
}

.promo-modal {
  position: relative;
  width: 100%;
  max-width: 460px;
  background: var(--bg-surface);
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  padding: 2.5rem 2rem 1.75rem;
  text-align: center;
  box-shadow: 0 24px 60px rgba(11, 34, 51, 0.35);
  animation: promoRise 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

@keyframes promoRise {
  from {
    opacity: 0;
    transform: translateY(16px);
  }

  to {
    opacity: 1;
    transform: none;
  }
}

.promo-close {
  position: absolute;
  top: 0.65rem;
  right: 0.75rem;
  background: transparent;
  border: 1px solid transparent;
  border-radius: var(--radius-sm);
  font-size: 1.6rem;
  line-height: 1;
  cursor: pointer;
  color: var(--text-muted);
  padding: 0.3rem 0.65rem;
  transition: var(--transition);
}

.promo-close:hover {
  background: var(--brand-primary-light);
  color: var(--brand-primary);
  border-color: rgba(15, 118, 110, 0.25);
}

.promo-eyebrow {
  display: inline-block;
  background: var(--accent-amber-light);
  color: var(--accent-amber-hover);
  border: 1px solid rgba(217, 119, 6, 0.28);
  font-size: 0.7rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 0.3rem 0.8rem;
  border-radius: var(--radius-full);
  margin-bottom: 1rem;
}

.promo-title {
  font-size: 1.4rem;
  color: var(--text-heading);
  margin-bottom: 0.65rem;
}

.promo-body {
  font-size: 0.95rem;
  color: var(--text-body);
  line-height: 1.65;
  margin-bottom: 1.5rem;
}

.btn-promo-call {
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--secondary-navy) 100%);
  color: #FFFFFF;
  box-shadow: 0 6px 18px rgba(15, 118, 110, 0.35);
  width: 100%;
}

.btn-promo-call:hover {
  background: linear-gradient(135deg, var(--secondary-navy) 0%, var(--brand-primary) 100%);
  color: #FFFFFF;
  transform: translateY(-2px);
  box-shadow: 0 10px 26px rgba(15, 118, 110, 0.45);
}

.promo-fine {
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-top: 1.1rem;
}

@media (max-width: 480px) {
  .promo-modal {
    padding: 2rem 1.35rem 1.5rem;
  }

  .promo-title {
    font-size: 1.2rem;
  }
}