Privacy Policy

Insurance Coverage Packages (referred to as "we," "us," or "our" here) built this policy so you can see exactly what happens to information you type into a coverage request. We are a registered independent brokerage that introduces consumers to licensed advisors and carriers. That introduction is the reason we ask for your details, and it is the only reason we keep them.

1. Details We Collect

When you submit a request, call in, or write to us, we receive:

• Identifying details such as your name, mailing address, email address, and telephone number
• Coverage information the advisor needs to price a policy, which varies by category and can include vehicle details, property addresses, construction type, business operations, or trip dates
• The notes you choose to type into the additional details field
• Our correspondence with you, including call notes and follow-up messages
• Technical data such as your IP address, browser type, device type, and the pages you opened

2. Why We Use It

We put your information to a specific set of uses:

• Preparing and returning quotes on your behalf
• Handing your request to an advisor or carrier licensed to act in your state
• Contacting you about the status of a request you submitted
• Keeping the records that brokerages are required to keep
• Improving how this site works and how quickly we respond
• Meeting legal obligations, resolving disputes, and preventing misuse

3. Who Else Receives It

We share your information only with parties who need it for one of the purposes above:

• Carriers and licensed agents producing a quote or issuing a policy
• Service providers that host, secure, or support this site on our instruction
• Governmental bodies, including regulators, courts, and law enforcement, when a lawful request requires it
• Outside advisers such as attorneys or accountants where professional duties apply

We do not sell your information, and we do not hand it to advertisers or list brokers for their own marketing.

4. How We Protect It

We use reasonable administrative, technical, and physical safeguards: access limited to people who need it, encryption in transit, and restricted retention. No transmission or storage system is perfectly secure, so we cannot promise absolute protection, but we do treat a breach as a reportable event and review how our controls performed.

5. A Note on Carrier Records

Once your request moves to a carrier, that carrier keeps its own record of the application and governs that record under its own privacy notice. Ask the carrier directly if you want a copy of what it holds, and review its notice before you submit an application.

6. Your Choices

Depending on where you live, you may be able to:

• Ask what information we hold about you
• Have inaccurate or incomplete details corrected
• Request deletion, where no retention rule prevents it
• Object to a specific use of your information
• Receive certain information in a portable format
• Withdraw a consent you previously gave, including consent to be contacted

To exercise any of these, call +1 234 567 8900 or write to [email protected]. We will verify your identity before we release or change anything.

7. Cookies and Similar Tools

This site places cookies for essential operation and for aggregate measurement of how pages are used. You can block or clear cookies in your browser, though doing so may stop some features from working. Blocking cookies does not prevent you from calling us or submitting a request.

8. Visitors Under Eighteen

This site is built for adults entering their own contracts. We do not knowingly gather information from anyone under eighteen. If you believe a minor has sent us details, contact us and we will remove them.

9. How Long We Keep It

Brokerage records are retained for as long as applicable insurance and tax rules require, commonly up to seven years, and for as long as needed to serve the purpose described in this policy. After that we delete or anonymize the information.

10. Links to Other Sites

Carrier and partner links on this site lead to sites with their own practices. We are not responsible for them. Read their policies before you send them anything.

11. If This Policy Changes

We may revise this policy as our practices or legal obligations change. Material revisions appear here with an updated date at the top of the page. Continuing to use the site after a revision means you accept it.

12. California and Other State-Specific Rights

Residents of California have rights under the California Consumer Privacy Act, including the right to know what categories of personal information we collect and to request deletion. Other states grant comparable rights under their own statutes. If you live in one of those states, tell us and we will apply the process that applies where you are.

13. How We Are Paid

We operate on a referral model. When a request results in a policy, a participating carrier may pay us a commission. Those carriers include, among others, Progressive, State Farm, GEICO, Allstate, Nationwide, Liberty Mutual, and Travelers. We tell you when your information is about to be shared, and a commission never changes what you pay.

14. Our Compliance Commitments

As a registered brokerage, we follow the consumer privacy and data protection rules that apply in every state where we operate. Every policy offered through our network is written by a carrier holding the required licenses.

15. Contacting Us About Privacy

Questions, corrections, and requests all go to the same place:

Insurance Coverage Packages
Email: [email protected]
Phone: +1 234 567 8900
Office: 1450 Market Street, Denver, CO 80202